Big shock for Google Pay users! Now you will not be able to make bill payments for free, you will have to pay extra charges
Google Pay has started charging convenience fee on bill payments made through credit and debit cards. This fee can be from 0.5% to 1%, which will also include GST. Know the complete information and ways to avoid the fee.
If you pay electricity, gas or other utility bills through Google Pay, then now you will have to pay an additional fee. Earlier this facility was completely free, but now Google Pay has started levying Convenience Fee on bill payments made through credit and debit cards.
On which transactions will you have to pay a charge?
If you make bill payments using credit or debit cards, then you will have to pay an additional fee of 0.5% to 1%, which will also include GST.
There will be no additional charge on payments made through UPI.
This convenience fee will be applicable especially on small transactions, such as gas and electricity bill payments.
The facility of card payment has also been discontinued in some bill categories.
How much will be charged?
The convenience fee can be from 0.5% to 1%, which will depend on the transaction amount.
Even if you are paying with RuPay card, this charge will be applicable.
When you pay with Google Pay, this fee will be automatically added to the bill amount.
Other platforms are already charging charges
Before Google Pay, PhonePe and Paytm were also charging similar fees on card payments. Now Google Pay has also implemented this fee, due to which users making digital payments will have to bear additional expenses.
What will happen on failed transactions?
If your bill payment fails for any reason, this convenience fee will be refunded in a few days.
What should you do?
If you want to make payments with Google Pay without any additional charges, use UPI. By avoiding card payments, you can avoid unnecessary charges.
If you make bill payments through debit or credit card with Google Pay, now you will have to pay an additional fee. Many users may be shocked due to this new change. However, if you pay with UPI, you will not have to pay any kind of fee. In such a situation, it will be important to keep in mind the payment mode before making digital payment so that unnecessary expenses can be avoided.
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